That is a great question! and here is the Answer from my good friend and Lender Linda Rogers with VIP Mortgage. the Six factors that drive mortgage rates when buying a Sedona Real Estate - or for that matter - ANY real estate through the Country is: Economic Date, Inflationary Pressure, Stock Market, The FEDS, Geo-Politics, and any other Global Events. For all your Sedona Real Estate needs call or text me at 928-301-0669, email me here, or go to www.barbarabakerrealty.com